ASSET-BASED LENDING

Trinity Wood Capital Corporation is pleased to offer a broad range of asset based lending services to its clients. Some services are provided directly by Trinity Wood Capital Corporation while others are provided by our associated company, Liquid Capital Trinity Wood Corp., and its strategic partners: Liquid Capital Corp. and Montcap Financial Corporation.

Spot and Full Factoring

Liquid Capital Trinity Wood Corp. purchases (or "factors") their client's approved corporate Accounts Receivable.

Most factoring clients have a number of common characteristics:

• The organization is new, or their financial ratios don't allow ready access to commercial bank lending.
• The restrictions on earnings withdrawal, or the provision of personal security (including spousal consent) imposed by other lenders are unworkable.
• The organization is burdened by the risk and expense of collecting a growing receivables portfolio.
• Increased production and sales volumes are hindered by a lack of working capital and credit line increases are not available on a timely basis.
• Large individual sales opportunities cannot be handled within existing credit lines.

Liquid Capital Trinity Wood Corp. provides both Spot Factoring (the purchase of an invoice or invoices from a single customer) for invoices in excess of $10,000, and Full Factoring (multiple customers) for clients whose monthly sales exceed $20,000.

For most entities involved in the sale of goods or services to corporate customers, we can provide a quick and efficient method for conversion of verified receivables to cash, and can supervise the collection of those receivables in an efficient and timely manner.

Companies in good standing can put in place an ongoing mechanism to convert their receivables to cash within 48* hours of billing (*allow 7 to 10 business days at time of set-up to review the company's activities, to execute and register security documentation, and to obtain customer acknowledgements). Credit limits are based on an assessment of a client's customers, not the client's financials.

Purchase Order Financing

For clients with verifiable customer orders where money must be paid to the supplier before the goods can be shipped to you, and those goods will be forwarded to your customers (relatively unchanged) to create Accounts Receivable, funding can often be arranged. Each purchase order situation is unique, and is assessed on its own merits. Usually, this service is restricted to clients to whom we provide factoring.

Inventory Financing

Clients who factor with us sometimes need to build their inventory (raw materials and finished product) so that an orderly flow of customer product is maintained. This type of funding can be considered, depending on the historic flow of product to customers and the type of product involved. Advances against inventory are restricted to between 20% and 50% of cost.

Letters of Credit

Often a substitute for Purchase Order financing, this facility can be used to satisfy a materials or service supplier of goods that are essential to the completion of a client's finished goods cycle. Liquid Capital Trinity Wood Corp. only considers Commercial Letters of Credit relating to a client's production requirements. Under some circumstances, Trinity Wood Capital Corporation will consider arranging Standby Letters of Credit to support "project" or other types of financings.

CONTACT

For more information regarding this, or any other asset-based lending requirements you might have, please call us at 416.214.2653x222 (toll free: 877.599.3975).